Buy vs Lease vs PCP Car Calculator — Sweden
Compare buying outright, hire purchase, PCP and leasing side by side: total cost, effective monthly cost, balloon payments, fees and mileage allowances. For Sweden drivers this uses real local figures where we have them — a besiktning costs about kr500 per test and annual fordonsskatt is around kr1,200 per year. Prices default to SEK and litres per 100 km.
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Why cost of ownership matters
The purchase price is only the beginning. Fuel or electricity, insurance, road tax, the annual roadworthiness test, servicing, tyres, repairs and depreciation together usually cost more than the car itself over a few years. Use this tool to see the full picture before you buy.
How to use this calculator
Enter realistic figures for your situation — what you actually pay for insurance, what you expect to drive in a year — and the tool breaks the total down into monthly, weekly, yearly and per-distance costs. Adjust any figure and the results update instantly.
Estimate only: results depend entirely on the inputs. Prices and rates change; check current official sources before committing.