Car Ownership Cost Calculator
Add up every cost of owning a car — purchase price, fuel, insurance, tax, maintenance, tyres, finance and expected resale value — and see the true monthly, weekly, yearly and per-mile cost over the period you plan to keep it.
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Why cost of ownership matters
The purchase price is only the beginning. Fuel or electricity, insurance, road tax, the roadworthiness test (NCT in Ireland, MOT in the UK), servicing, tyres, repairs and depreciation together usually cost more than the car itself over a few years. Use this tool to see the full picture before you buy.
How to use this calculator
Enter realistic figures for your situation — what you actually pay for insurance, what you expect to drive in a year — and the tool breaks the total down into monthly, weekly, yearly and per-distance costs. Adjust any figure and the results update instantly.
Frequently asked questions
What does the car cost calculator include?
The full cost of running a car in your country, not just the purchase price: fuel or electricity, insurance, road tax, the roadworthiness test (NCT in Ireland, MOT in the UK), servicing, tyres, repairs, finance and depreciation.
Which local costs does it use?
Figures are entered and shown in your local currency, and the breakdown names road tax and the roadworthiness test (NCT in Ireland, MOT in the UK), so the result reflects what you actually pay rather than a generic average.
Does it show the cost per month and per mile or kilometre?
Yes. The same total is broken down per year, per month, per week and per distance driven, so you can see both the annual burden and what each journey really costs.
How accurate is the result?
It is an estimate built entirely from the figures you enter. Prices and rates change over time, so review the inputs against current official sources before you commit to a car.
Estimate only: results depend entirely on the inputs. Prices and rates change; check current official sources before committing.