Car Affordability Calculator — Germany
Check whether a car fits your budget: income, expenses, deposit and running costs. See what you can afford per month and per year without stretching yourself. For Germany drivers this uses real local figures where we have them — a HU/AU (TÜV) costs about €160 per test and annual Kfz-Steuer is around €180 per year. Prices default to EUR and litres per 100 km.
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Why cost of ownership matters
The purchase price is only the beginning. Fuel or electricity, insurance, road tax, the annual roadworthiness test, servicing, tyres, repairs and depreciation together usually cost more than the car itself over a few years. Use this tool to see the full picture before you buy.
How to use this calculator
Enter realistic figures for your situation — what you actually pay for insurance, what you expect to drive in a year — and the tool breaks the total down into monthly, weekly, yearly and per-distance costs. Adjust any figure and the results update instantly.
Estimate only: results depend entirely on the inputs. Prices and rates change; check current official sources before committing.